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What to Do If Your Car Keys Are Stolen

Losing your car keys could be a terrifying event. Before you panic, take a deep breath and take a careful look at your bags, pockets and immediate surroundings.

Unlike in the past, when misplacing-or worse losing-a car key wasn't much of a big deal, modern keys need to be deactivated by a dealership or locksmith to avoid theft.

Report it to the Police

There is no question that losing your car keys could be a very stressful and stressful experience. It can disrupt your day, alter your plans, and even cost you to incur extra costs. If your keys have fallen out of your pocket or you have lost them in the wrong place there are certain steps that you should do to avoid any further problems and keep yourself safe.

Try to remain calm. This could cloud your judgment and make it harder to find a solution. Take a deep breathe and check your purse, pockets or bag. If you lost your keys in a public area or work place Ask someone to see if it was found. Also, if you've got any spare keys in your home, be sure to take a good look.

After you have inspected all the obvious places the keys might be, it is time to report the incident to the police. The earlier you report the incident the more effective. This will result in a police report and can assist you with your insurance claim in the future.

You can complete an online crime report with the NYPD. To file the report, you'll require your vehicle registration number along with several other details. Once the report is filed, it is entered into NCIC records and the state auto theft computer files. This will stop anyone from trying to sell the vehicle or apply for the title.

You should also contact your insurance company to inform them of the loss of your spare key. This will enable them to begin the claims process and could even cover any additional costs you incur as a result of the loss of your keys. Your insurance agent will also advise you on how to improve your car's security in order to reduce the possibility of it being stolen. This could include a vehicle alarm, immobiliser, or tracking devices that could be linked to your car key fob or apps for smartphones.

Get a Replacement Key

Losing things is a common occurrence in a busy life. It doesn't matter if it's your debit card, your most cherished pair of sunglasses, or even your car keys, losing them could throw a wrench into your plans and can seem like the end of the world.

Fortunately, it's not that big of a deal to acquire the replacement key for a vehicle that has been stolen. There are many options to choose from when it comes to finding a new key according to the kind of key your vehicle has.

You can call either your dealer or an auto locksmith for the new key. The dealer is likely to charge the most, but they will do it quickly. They can also use the VIN number of your vehicle to pair the new key with your specific vehicle.

If your vehicle is older and has a mechanical key, you can probably find a locksmith that will do it for much less than the dealer. The locksmith will be able to design the new key right on the spot and can even de-program your old key, making it ineffective.

You may need to go to the dealer to purchase a key for a more modern vehicle equipped with transponder chips or a remote-keyless chip. The dealer will need the model and make of the vehicle to match the key.

Always carry an extra key in case you lose your original key or cannot start your vehicle due to any reason. Check places you wouldn't normally look for your keys. For example, in the pockets of your pants or jacket or in your bag that you carried to work. If you are still unable to locate your keys, think about purchasing a GEICO emergency roadside assistance policy. This will allow you access to a nationwide network of professional auto locksmiths who will assist you in getting back on the road in no time. These policies could save you money and stress in the event that your car key is lost or stolen.

You can make a claim through your insurance company

There are few things that can create more panic than losing your car keys. Your plans to put on comfy sweats and order pizza, while you binge-watch your favorite show are thrown off the rails. In the aftermath of a moment of despair, you'll likely settle down and begin to think about what went wrong. You should remember to call the cops at this point. This will not only provide you a crime number that can assist you in locating your keys, but also notify your insurance company of the situation and offer instructions on how to proceed.

Most auto insurance policies will cover the cost of locksmith services or reimburse you in the event that the dealer creates a brand new key. If you have roadside coverage your insurance provider may be capable of helping you locate the key. Make sure you keep a copy of your police report and any receipts that you have relating to the incident in case your insurer requests them. It is a great idea to keep the names and numbers of all the people you interact with and any paperwork that they request.

It is also important to inform your insurance provider to ensure that they are vigilant for any indications of attempts to steal. If you put off the issue for too long it is possible that someone will use the key that is missing to get into your vehicle. They could leave scratches on your doors or ignition.

Since more and more vehicles are equipped with smart keys, it is even more here crucial to be aware about the location of your car keys and to keep an extra key in case of. If you do lose your car keys, these tips will ensure that your evening or day will not be destroyed.

Change your locks

We've all experienced how it feels to lose your keys. It's the end of an exhausting day, you're exhausted and need to go home, change into your comfortable clothes, grab some pizza and binge on your favorite show. You walk to your vehicle, only to find that your keys are nowhere to be found. The panic sets in.

You should call locksmiths as well. While your first reaction could be to call your insurance company, they can provide you with a new key. Based on the model of your car and its locks the locksmith can replace or rekey your keys. If your car has keys that are traditional locksmith can take an impression of the lock and cut new keys on the spot. If your car is more advanced and has a key-fob you will need to go to an authorized dealer to have an updated key programmed.

Rekeying locks is a good idea as it ensures that nobody else has access to your spare key. This is essential if are worried that your keys may have been stolen with your wallet or purse. This will protect your private information from ending up in the wrong hands, putting you at risk of identity theft.

Rekeying your locks can cost between $20 to $75. Be sure to read reviews before you hire locksmiths, as they aren't all made equal. You should ensure that they have the appropriate equipment and knowledge for your particular type of vehicle.

Change your locks after your car is stolen could be a hassle and cost a lot of money but it's worth the assurance that no one else has access to your vehicle or your personal items. A police report will also help you track down your stolen property, and could result in the arrest of a burglar. Don't forget to make a report with your home insurance company and also if your keys are lost at your home.